Baby Boomers, who took place in 1946 and 1964, Rich generation of being rich. The latest study from the Financial Firm Charles Shwab, suggests that they want to share that wealth with their godding.
Boomers of Rich America say they use themselves with their children with their children with itself or when they die The study of the brewab. When the preferred part of handing their wealth with the next generation is said unusual part of Boomers – 45% – chosen “when I still alive I enjoy my money for myself.”
In contrast, only 11% of the General Zers (between 1965 to 1980) and thousands of years (1980), between 15% (1981 to 1996).
On the other hand, 34% Boomez said he wanted to save their wealth so that they could leave behind an inheritance. The remaining 21% also wanted their children to enjoy their wealth, when they are still alive (and No Leave the inheritance).
The study on the Pir Law’s Pir resident transfer, which was released in December, which has been estimated in 1 million insembles assembles. It follows different research that illustrates that rich Americans are more likely to inheritate from minimum income.
In the size of these heritage – to plan one of them – to do much with age, so much to do with age, met the study of the breath. General wounds the most generous breakfast is significant to Millionaire for behind.
Boomerz said he was planning to leave at least 3.1 1.1 1.1 million.
Collectively, Boomers collected about 85 trillion ਨਾਲੇ about 50% of all domestic wealth in the United States The most recent data From the Federal Reserve. General zrales keeps approximately 47 trillion while Millennials have 23 trillion.
Do not ban on ‘wonderful wealth transfer
Invisible study cations suspect whether “Great Walt Transfer“The little generations will get as much as possible.
Over the years, the economists and analysts are presenting the vicious collection of wealth organized by Boomers and the small generations will flow. About $ 124 trillion – which are the oldest majority of Americans 65 and older – according to 2048 A guess By Firm Saleslelly.
In other words, the Great Wealth Transfer in the Sabha which we have seen the most in the world, “Case, First told the money.
But this concept is subject to the money in the hands of young generations. The study of Shawab is the only indicator in the growing body that the elders will end before the end of their wealth – voluntarily and self-married and self-willed.
In addition to choosing on any wealth, some elders are seeing shrinking as quickly as they face inequality Price of long-term maintenance In their final years. According to a 2019 Report About 70% of the US Department’s Health and Human Services that reach the age of 6 years of age, are the “serious” of long-term care services.
Despite this, the general are not financially prepared for most of the Zeser and Boomers Northwest Mutuals Show.
Even higher-pure-chief For the American, long-term care can easily eat what heritage. For example, the support of domestic health generally part-time support for expenditure More than $ 4,000 per month.
And a private room at Nursing Home? About $ 10,000 in a month.